From the office of Congressman John Garamendi – Re Flood Insurance

Due to recent evacuations, many folks are asking whether or not they can purchase federal flood insurance.
Please read the information below regarding FEMA’s National Flood Insurance Program (NFIP).
Because California has been saturated with rain and snow and with the NWS predicting more wet weather to come over the next 90 days, for those of you who may be seeking flood insurance, NFIP may be a choice worth considering. There is a 30 day wait period, however, so those wishing to purchase should do so soon.
Please share this information with your networks, colleagues, friends and neighbors.

Jeannie Klever
District Representative
Office of Congressman John Garamendi-CA03
Yuba City
Office: 530-329-8865
Work e-mail:
a) Will FEMA waive the 30-day wait period for insurance to begin if they sign up now?
Response: FEMA does not have the authority to waive the statutory standard 30-day waiting period. 42 U.S.C. § 4013(c)(1) specifies that all new flood insurance policies “shall become effective upon the expiration of the 30-day period beginning on the date that all obligations for such coverage (including completion of the application and payment of any initial premiums owed) are satisfactorily completed.” Further, 44 CFR 61.11 specifies that:

[T]he effective date and time of any new policy or added coverage or increase in the amount of coverage shall be 12:01 a.m. (local time) on the 30th calendar day after the application date and the presentment of payment of premium; for example, a flood insurance policy applied for with the payment of the premium on May 1 will become effective at 12:01 a.m. on May 31.

There are three exceptions to this waiting period.
1. 42 U.S.C. § 4013(c)(2)(B) and 44 CFR 61.11(a) allow for next-day coverage during the first 13-months following the revision of a flood map in the property’s community.
2. 42 U.S.C. § 4013(c)(2)(A) and 44 CFR § 61.11(b) allow for next-day coverage when the initial purchase of flood insurance is in connection with a mortgage loan transaction.
3. 42 U.S.C. § 4013(c)(2)(C), as added by BW-12 § 100241, provides a narrow exception related to post-wildfire flooding.

Save those limited exceptions, the NFIP cannot waive the 30-day waiting period because it a statutory mandate.

b) Can they even get insurance when they are under an Evacuation Advisory?
Response: Yes, unlike many private homeowners insurance policies, the NFIP does not stop writing policies in an area facing immediate threats of losses. Individuals can purchase flood insurance at any time from their insurance agent. Individuals needing help finding an NFIP agent can call the NFIP Referral Call Center at (888) 379-9531 to request an agent referral. New policies would still be subject to the 30-day waiting period.

California Democratic Party Chair Debate sponsored by Shasta County Democratic Party

Saturday March 4 3pm-6pm – Redding City Hall 777 Cypress Ave. Redding CA
All Democrats and particularly voting Democratic Central Committee Delegates and Assembly District Delegates are invited:
This is your opportunity to hear from Kimberly Ellis and Eric Baumann, the candidates seeking to lead our party; their vision and plan for these difficult times.
Food and beverage will be provided.
RSVP via Facebook

California Democratic Party Region 2 Delegate 101 Training

Saturday February 25 10am-2pm @ California Teachers Association 4751 Central Way, Fairfield CA

Newly elected or appointed Democratic State Central Committee members are invited to attend this training to learn about what it means to be a delegate—including Conventions, Regional Meetings, Caucuses, Committees, networking and more!
Contact California Democratic Party Regional Director Craig Cheslog for more @ (
RSVP Via Facebook:

Take Action from Congressman Mike Thompson

February 5, 2017

This has been a time of ups and downs. Let me start by saying how incredibly proud I was to see everyone at last week’s Women’s Marches From Napa and Santa Rosa to Washington, DC, your bravery, your passion, and your toughness blew me away. I can’t tell you how much it means to know I live in a country and a district where people stand up for their beliefs.

And if this week was any indication, we’re just getting started. In light of the President’s reprehensible actions towards immigrants, troubling cabinet picks, and general disregard for truth and facts, I’ve been hearing from many of you about what our next steps should be.

  • Keep contacting your elected officials. I’m on your side, but it still helps to know how people are personally affected by the immigration ban and other actions–and if I can intercede, I will. We’ve made progress over the weekend, but we have much more work to do to overturn this order.
  • Join the movement to prevent millions from losing their healthcare. If the Affordable Care Act has helped you or your loved ones, we want to hear about it. Let’s make sure Republican leaders know exactly how they’re hurting hardworking Americans–and that we’re holding them accountable. Using the hashtag #ShareYourStory, tell us on Facebook and Twitter about your experience with the ACA.
  • Visit March organizers are planning ten actions for the next hundred days – the first of which is explained on the website. By signing up, you’ll receive updates on future events and activities you can take part in.
  • Find local events to attend and support. Or, better yet, organize an event yourself. Events like these can help focus community action and promote coherent strategies.

Our fight’s just getting started. It’s been two weeks since the Inauguration, and we already face tough battles on the environment, immigration, women’s rights, and healthcare. We can’t stop now. I’ll keep you updated on my work in Congress, and continue to let you know what you can do to help.

Thanks for your continued support, please feel free to pass on to your members.

All the best,



Contact Congr. Thompson:





Lake County Democratic Club’s Guest Speaker is Tom Hoskins from the Konocti Unified School District

February 4, 2017

Lake County Democratic Club will meet on Wednesday February 8, 2017 at 6:30 pm.

The guest speaker will be Tom Hoskins from the Konocti Unified School District who’s topic will be Local Control Funding Formula for schools.

New officers will be elected for 2017, and organizing to #resist will be discussed.

The meeting will be held in the Social Hall of the Lower Lake Methodist Church, Community center. 16255 2nd Street, Lower Lake.

Mike Thompson’s January Legislative Report to the Democratic Party of Lake County

January 17, 2017

1 Mike Thompson’s January Legislative Report to the Democratic Party of Lake County (1)

Assembly District 4 Delegate Election Results

January 12, 2017

Democrats who live in Assembly District 4 elected 14 delegates to represent them at the California Democratic Party Conventions for the 2017-2018 term on January 8.

Thanks to everyone who turned out and voted for their candidates and thanks to all the candidates who stood for election!

We congratulate our new & returning Assembly District 4 DSCC delegates – Democrats in AD 4 look forward to your help with electing Democrats and building our party all through our district





Assembly member Cecilia Aguiar-Curry January Report to the Democratic Party of Lake County

January 6, 2017

Assembly member Cecilia Aguiar-Curry January Report to the Democratic Party of Lake County (1)

Assembly member Cecilia Aguiar-Curry’s January report to the LCDP

January 5, 2017

  • Assembly member Aguiar-Curry was named Chair of Assembly Local Government Committee. The committee’s jurisdiction includes:
    • Primary jurisdictions are General Plan, land use, housing element, local agency formation commissions (LAFCO), city and county organization and powers, special district governance and finance, special taxes, Subdivision Map Act, Brown Act, Public Records Act, redevelopment (as it relates to governance and financing), infrastructure financing districts, local government finance, charter cities and counties, eminent domain, joint powers authorities, Williamson Act, design-build (for local governments), military base reuse, public private partnerships (for local governments), state mandates, county clerks/ recorders, and civil grand juries.
  • Assembly member Aguiar-Curry met with Senator McGuire, Supervisor Rob Brown, Supervisor Jose “Moke” Simon and others to discuss the Anderson Springs Waste Water Project. The Assembly member will be a good partner with the Senator’s office as we work to address the needs of Anderson Springs.
  • The Assembly member attended the swearing in ceremony for Supervisors Brown, Scott and Simon earlier this week.
  • Keep Clear Lake Blue: The Assembly member is looking into a bill proposal that would require a state study on the status of the lake and what is needed to bring the lake and its habitat into good health.
  • Staff is still working on a Lakeport office. More to come!

Mike Thompson’s Monthly Democratic Central Committee Report for December 2016

January 4, 2017

Mike Thompson’s December Legislative Report to the Democratic Party of Lake County (1)

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